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HDFC student credit card | Student Credit Card Online Apply

Are you a student applying for a bank credit card, then HDFC is the perfect bank for applying for the HDFC student credit card, first let’s how credit applies from the HDFC, what is the process and criteria for applying for the credit card?

HDFC credit card

A Credit Card is a handy tool for all your spending needs. It is the most convenient way to go cashless; at the same time not getting the amount deducted from your bank account. Everyone has different needs and ways in which they spend money. To cater to these versatile needs, a variety of Credit Cards are available in the market. We explore the range of Credit Cards, along with the accompanying rewards and Credit Card offers.

HDFC student credit card

Are you eligible for a Credit Card?

Every bank and service center checks the eligibility of their customer before giving a credit card just like another bank HDFC also check some criteria so they can give you the credit card suitable for you. Some criteria are:-

  • You will need to be a minimum of 18 years of age to apply for a Credit Card. Even if you are an add-on Credit Card holder, the age limit needs to be met. Anyone meeting these criteria becomes eligible for a Credit Card.
  • Each bank has a specified minimum income set by them as eligibility criteria. You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card being applied for. You can either be a salaried employee or self-employed and manage your own business.
  • Good credit history is a proof that you can manage your credit well. This helps in getting you a Credit Card easily.
  • Nationality – While applying for a Credit Card in India, you need to be an Indian resident or a Non-resident Indian (NRI)
  • You may or may not be an account holder in the bank where you are applying for a Credit Card.

A wide range of HDFC Bank Credit Cards is available to cater to your ever-changing needs. To apply for HDFC Bank Credit Card, click here.

You are studying in college and want the freedom and convenience that comes with owning a Credit Card. Are there Student Credit Cards you can use? How does one go about getting such a card?

If you are a part-time student, who has a steady source of income and a Savings Bank Account, you can opt for any of the HDFC Bank Credit Cards.

If you are a student without a source of income, then you can get a Credit Card only as an add-on card.

What is an add-on card?

An add-on card is a supplementary card that an existing Credit Card holder can opt for. Usually, individuals opt for add-on cards for their spouses, parents, or children. The add-on card works as well as a Credit Card for all practical purposes. The add-on card shares the credit limit with the main card, except if the parent cardholder specifies a sub-limit.

An add-on card works great as a student Credit Card because you can enjoy all the benefits, rewards, and discounts available to the parent card.
Features of an add-on card

An add-on card is offered free on HDFC Bank Credit Cards
Add-on cards require almost no documentation, and the application process is simple
Anybody above the age of 18 can be issued an add-on card (if you are in senior college, this makes for a perfect student Credit Card)
Expenses on an add-on card are included in the monthly statement of the parent card. So, parents can easily monitor the spending of their children. You can also receive alerts on transactions to monitor usage
You can specify a sub-limit for the add-on card to cap spending
Add-on cards can be used for both online and offline purchases
How to get an add-on student Credit Card?

If you are an existing HDFC Bank Credit Card holder, you can apply for an add-on card in the following ways:
Branch: Download and fill up the add-on Credit Card application form and submit it at your nearest branch.


  • Login to NetBanking and go to the Cards Tab
  • Click on Transact on the left-hand side margin
  • Click on ‘Request add-on Credit Card’ from the drop-down menu and follow the instructions
  • Don’t forget opting for an added Credit Card is easy if you already have an existing Credit Card.

What are the offers on Credit Cards?

  • Every credit card company gives some rewards in benefit to their customer so you can take benefit from that card in hdfc student credit card you can get reward point value to shopping, Dining, and spending on utility. Check for available Credit Card offers and discounts available.
  • Once you have chosen the right Credit Card for you, try and get the best out of your card. . You can get fuel surcharge waivers, discounts on dining spending, online spending, utility spending, Reward Points on shopping and dining, and CashBack offers on the use of your Credit Card.
  • HDFC Bank has a dedicated platform for communicating offers extended by the merchants to its customers, called HDFC Bank SmartBuy. You can compare the best available offers and then book flight tickets, a hotel room, and even shop online.
  • Furthermore, with the HDFC Bank Diners Club Black Credit card, you can get up to 10X Reward Points via SmartBuy.
  • In Amazon shopping, you can get up to a 10% of discount on HDFC student credit card

How to use a Credit Card?
A credit card Is like a debit card that you can use wherever you want. The credit card had some criteria and some limits. A credit card is given as a service from the bank.

Using a Credit Card is simple and efficient. It is just like using a Debit Card – except the money is not deducted from your account in real-time. It is essential to keep your Credit Card secure through a PIN. You can use your Credit Card for paying utility bills, shopping online and in-stores, booking flight tickets, and movie tickets, fuel, dining out and gaining access to airport lounges – the possibilities are endless.

Click here to see other HDFC credit cards….!!!

Can I get HDFC credit card without salary?

No,you can’t get a HDFC credit card without salary or income proof.You need a salary proof and self-employed or your own business documents. Also you have to have a good credit history – A good credit history is proof that you can manage your credit well.

Does HDFC provide student account?

You should be 18 to 25 years old to open a student bank account at HDFC Bank.In HDFC there is a one scheme to open Student Account, a minimum initial deposit of INR 5,000 is required for a student for a metro-residentals and 2500 for sub-rural resident.

Can students get credit card in hdfc bank?

Yes, everystudent can get the credit card in HDFC bank unless they have the salary and income proof to make the bank belive you can earn an pay the due in time. Dont be in confusion at that there is scheme of credit card with zero balance, unless you are the loyal customer of bank.

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